#5 – “I Wish I Had Saved More for My Retirement”

There are few things sadder to see than someone who is approaching the end of their life and is struggling to provide for themselves the basics of good food, accommodation and the nicer things in life.  After all, most of us have spent the majority of our adult lives working and retirement is the period when we now have the time to enjoy the fruits of our labour: holidays and days out, time with family and friends and time doing the things we enjoy.

No matter how much money we make during our lives, if we don’t save and invest for the future, we will either have to live very frugally or carry on working to the end of our days (if we have the health to permit us to do this).  Both scenarios will be limiting on what we all want as we get older: time and financial freedom.

Old age will come around sooner than you think and if you’re not paying into a pension or making some other kind of provisions, now is the time to do it.