Money is one of the leading causes of divorce in the United States, but this is a very sensitive matter to discuss in any partnership. Debt is something that you can inherit when you marry, when someone passes away, student loans, and by your own acts of over spending. With that said, unless you are married, or have a shared bank account with someone your financial situation is your own. However, if you plan on marrying, or sharing an account, debt is definitely a topic that must be addressed for any relationship to survive. Even in the best marriages you can almost always find a woman who spends money without her partners knowledge, and it is these secrets that she carries to her grave.